Technology for Lenders

Features for Underwriters

In VirPack, documents can be tied to conditions, making it quick and easy to sign off. You can ensure that each loan file is updated to reflect the required documents based on loan-specific data.


Underwriting History

Quickly review an audit trail of the complete history of actions performed on a document and the loan.



Apply stamps directly to an image, such as the CHUMS ID or authentic underwriter signature, to ensure a quick and easy approval process.



Satisfy appraisal compliance requirements by sending the complete appraisal to the borrower using the secure web platform.


Review Notifications

Ensure you never lose your place in the file with clear indicators of which pages of the loan file have been reviewed.


Optical Character Recognition (OCR)

Eliminate the existing stare and compare process and rely on innovative comparison tools to ensure document data and loan data match.


Document Imaging

Go paperless and eliminate expensive third-party imaging systems. Convert paper documents into digital documents. Optical Character Recognition (OCR) software recognizes text characters in images and converts the image into a machine-readable text document.

Web Portal

Allow originators to use a browser to start loans, track status, and upload documents to satisfy conditions.



Business rules promote workflow automation and eliminate process gaps facilitating a shorter loan cycle.

Custom Fields, Experience, and Docs

Build your own fields, screens, and document views to tailor VirPack to your organization’s needs.


Task Management Tools

Stay on track and avoid overlooking required tasks with VirPack’s task tracking and metrics.


Customizable Pipeline Views

Customize the pipeline so that each user has the pipeline views necessary for his or her job function.


Multiple User Editing

Reduce bottlenecks by allowing two or more users to process the same loan file at the same time.


Custom Reports and Dashboards

See the current state of the business at a glance. Create your own customized management reports and dashboards with a few mouse clicks.

Data Extraction

Transform digital images as well as scanned documents into, comparable data elements through automated data extraction (ADE) that extracts and structures loan file data.